In a rapidly digitizing world, lack of access to credit can hold people back from being empowered and also reinforce inequity. In this situation, we need to focus on...
What is the creditworthiness of a customer? Creditworthiness, typically measured through a credit score (a number between 300 and 900), is an assessment of how likely you are to...
As Pearl Zhu said, “We are moving slowly into an era where alternate data is the starting point, not the end.” As discussed in the previous two parts, the...
Part 2 – Early Warning Signals for Customer Segments The Indian consumer has been steering the economy’s growth over the last many years, but as the COVID crisis hit,...
Part 1: Ability to Handle the Unexpected As the world goes digital, so does business. Everything that once happened face to face, now happens at the touch of a...