About Us

Who we are

We are the accelerators of financial inclusion.

Algo360 is an emerging alternative credit score solution that provides lenders 800+ alternate data points to gauge the creditworthiness of individuals, irrespective of their accessibility to banking facilities.

What we do

We strive to provide a 360-degree view of an individual’s ability and willingness to uphold credit commitments, using state of the art machine learning models trained with historical data of millions of individuals.

Our Journey

2016

Product conceptualized

Successfully completed a POC with a leading NBFC

2016

2017

1 million customers scored Launched the Income Estimator

Integrated with the digital channel of a major NBFC

2017

2018

Algo360 Score launched

Developed a customized credit score for a major Fintech group

2018

2019

30 million customers scored Achieved faster TAT through parallelization and serverless computing

Data science Architecture redevelopment to incorporate Auto Learning.

SOTA Sequence-to-Sequence models deployed using contextual word embeddings and Long Short-Term Memory units.

Named Entity Recognition models trained using domain specific data.

2019

2020

First on-premise deployment

Beta version of Early Warning Score launched

2020

2021

2nd Gen Algo360 Score deployed 50 million customers scored

Identifiers for Merchants and Self Employed launched

2021