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If you’ve ever applied for a loan from a bank, an NBFC or a fin-tech, you may Remember the meticulous paperwork and successful completion of all formalities when you’d apply for a loan from a [...]

With new licenses being proposed and new mergers being announced nearly every month, consumer is bound to have more options. December 2020 is finally here. It would be fair to say that consumer [...]

There was a time when the word “loans” referred to financial distress and was spoken of in whispers as it reflected your bad financial state. But aren’t we glad that we have moved past that time? [...]

In a rapidly digitizing world, lack of access to credit can hold people back from being empowered and also reinforce inequity. In this situation, we need to focus on and resolve two fundamental [...]

As Pearl Zhu said, “We are moving slowly into an era where alternate data is the starting point, not the end.” As discussed in the previous two parts, the methodology to understand whether a [...]

Part 1: Ability to Handle the Unexpected As the world goes digital, so does business. Everything that once happened face to face, now happens at the touch of a button. From the get-go of Digital [...]

Few weeks back, for a bank piloting Algo360, we were reviewing how the bank’s Share of Wallet, presumably high, was not consistently high across the high value segment. That is, for a large [...]