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  • PRODUCT OVERVIEW
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Tag Archives for: "digital loan"
Home » digital loan
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By Amit Das
In alternative data, credit risk assessment, digital lenders, digital lending platform, digital loan
Posted February 15, 2021

Trends Competent Of Transforming Consumer Lending In 2021

With new licenses being proposed and new mergers being announced nearly every month, consumer is bound to have more options. December 2020 is finally here. It would be fair to say that consumer [...]

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By Shreya Goenka
In Credit score, digital loan
Posted January 22, 2021

Payday Loans Present a New Market Opportunity

There was a time when the word “loans” referred to financial distress and was spoken of in whispers as it reflected your bad financial state. But aren’t we glad that we have moved past that time? [...]

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By Shreya Goenka
In credit risk assessment, digital loan
Posted December 16, 2020

Why Alternate Data Is The Need Of The Hour In Credit Scoring?

In a rapidly digitizing world, lack of access to credit can hold people back from being empowered and also reinforce inequity. In this situation, we need to focus on and resolve two fundamental [...]

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By Shreya Goenka
In Uncategorized
Posted November 6, 2020

EARLY WARNING SIGNALS FOR COLLECTIONS – PART 3

As Pearl Zhu said, “We are moving slowly into an era where alternate data is the starting point, not the end.” As discussed in the previous two parts, the methodology to understand whether a [...]

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By Shreya Goenka
In credit risk assessment, digital lenders, digital lending platform, digital loan, Early Warning Signals for Collections
Posted August 25, 2020

Early Warning Signals For Collections – Part 1

Part 1: Ability to Handle the Unexpected As the world goes digital, so does business. Everything that once happened face to face, now happens at the touch of a button. From the get-go of Digital [...]

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 What’s my Share of Wallet?
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By Saurabh
In alternative data, credit risk assessment, digital lending platform, digital loan
Posted January 5, 2017

What’s my Share of Wallet?

Few weeks back, for a bank piloting Algo360, we were reviewing how the bank’s Share of Wallet, presumably high, was not consistently high across the high value segment. That is, for a large [...]

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