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Tag Archives for: "underwriting mortgage process"
Home » underwriting mortgage process
 Little Known Things that are Lowering your Credit Score
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By Amit Das
In credit risk assessment, Credit score, digital lenders, digital lending platform, digital loan
Posted February 10, 2021

Little Known Things that are Lowering your Credit Score

What you buy and where you buy can impact your creditworthiness – hence, if you are trying to improve your credit score, you need to keep a tab on your spending. Millennials are avid [...]

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By Radhika Shah
In credit risk assessment, digital loan
Posted December 10, 2020

Here’s How Your Bank Assesses Your Creditworthiness

If you’ve ever applied for a loan from a bank, an NBFC or a fintech, you may remember the meticulous paperwork involved and successful completion of all formalities. The lender lets you know, [...]

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 What’s my Share of Wallet?
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By Saurabh
In alternative data, credit risk assessment, digital lending platform, digital loan
Posted January 5, 2017

What’s my Share of Wallet?

Few weeks back, for a bank piloting Algo360, we were reviewing how the bank’s Share of Wallet, presumably high, was not consistently high across the high value segment. That is, for a large [...]

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 Algo360: Revolutionizing Digital Finance
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By Saurabh
In alternative data, credit risk assessment, credit underwriting process, digital lenders, digital lending platform, digital loan
Posted January 4, 2017

Algo360: Revolutionizing Digital Finance

A few weeks back, a friend, who was setting up his new apartment, was trying to buy furniture online. He implicitly trusted the brand, the products, and the website through which he was trying to [...]

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 Why Every Business Needs to Consider Alternative Data
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By Saurabh
In alternative data, credit risk assessment, credit underwriting process, digital lenders, digital lending platform, digital loan
Posted January 3, 2017

Why Every Business Needs to Consider Alternative Data

Let us first try and define this beast. [Sidenote: As we work with several of our clients, it’s amazing how analytics “jargon” confuses business users across the globe.] In our world, alternative [...]

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