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During the pandemic and subsequent lockdown across the country in March 2020, the Reserve Bank of India (RBI) shared in a circular, granting “moratorium on payment of instalments of [...]

There was a time when the word “loans” referred to financial distress and was spoken of in whispers as it reflected your bad financial state. But aren’t we glad that we have moved past that time? [...]

As a generation, millennials prefer every part of their lives to keep pace with their ambitions, instead of being a hindrance. Very often, bad credit scores can be just that, a hindrance of and [...]

In a rapidly digitizing world, lack of access to credit can hold people back from being empowered and also reinforce inequity. In this situation, we need to focus on and resolve two fundamental [...]

As Pearl Zhu said, “We are moving slowly into an era where alternate data is the starting point, not the end.” As discussed in the previous two parts, the methodology to understand whether a [...]

Part 1: Ability to Handle the Unexpected As the world goes digital, so does business. Everything that once happened face to face, now happens at the touch of a button. From the get-go of Digital [...]

A few weeks back, a friend, who was setting up his new apartment, was trying to buy furniture online. He implicitly trusted the brand, the products, and the website through which he was trying to [...]