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  • PRODUCT OVERVIEW
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Tag Archives for: "underwriting process"
Home » underwriting process
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By Shreya Goenka
In credit risk assessment, Credit score, digital lenders, digital lending platform, digital loan
Posted February 11, 2021

Has the Moratorium Affected your Credit Scores?

During the pandemic and subsequent lockdown across the country in March 2020, the Reserve Bank of India (RBI) shared in a circular, granting “moratorium on payment of instalments of [...]

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By Shreya Goenka
In Credit score, digital loan
Posted January 22, 2021

Payday Loans Present a New Market Opportunity

There was a time when the word “loans” referred to financial distress and was spoken of in whispers as it reflected your bad financial state. But aren’t we glad that we have moved past that time? [...]

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By Shreya Goenka
In credit risk assessment, Credit score
Posted January 7, 2021

Millennials, You Should Be Doing a Lot (More) To Manage Your Credit Scores!

As a generation, millennials prefer every part of their lives to keep pace with their ambitions, instead of being a hindrance. Very often, bad credit scores can be just that, a hindrance of and [...]

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By Shreya Goenka
In credit risk assessment, digital loan
Posted December 16, 2020

Why Alternate Data Is The Need Of The Hour In Credit Scoring?

In a rapidly digitizing world, lack of access to credit can hold people back from being empowered and also reinforce inequity. In this situation, we need to focus on and resolve two fundamental [...]

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By Shreya Goenka
In Uncategorized
Posted November 6, 2020

EARLY WARNING SIGNALS FOR COLLECTIONS – PART 3

As Pearl Zhu said, “We are moving slowly into an era where alternate data is the starting point, not the end.” As discussed in the previous two parts, the methodology to understand whether a [...]

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By Shreya Goenka
In credit risk assessment, digital lenders, digital lending platform, digital loan, Early Warning Signals for Collections
Posted August 25, 2020

Early Warning Signals For Collections – Part 1

Part 1: Ability to Handle the Unexpected As the world goes digital, so does business. Everything that once happened face to face, now happens at the touch of a button. From the get-go of Digital [...]

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 Algo360: Revolutionizing Digital Finance
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By Saurabh
In alternative data, credit risk assessment, credit underwriting process, digital lenders, digital lending platform, digital loan
Posted January 4, 2017

Algo360: Revolutionizing Digital Finance

A few weeks back, a friend, who was setting up his new apartment, was trying to buy furniture online. He implicitly trusted the brand, the products, and the website through which he was trying to [...]

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